> For the complete documentation index, see [llms.txt](https://debitllama.gitbook.io/debitllama/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://debitllama.gitbook.io/debitllama/creating-accounts.md).
# Creating Accounts
To access your accounts you need to use the side bar
1. Active accounts lets you choose between all your currently active accounts, see the subscriptions created with them, top them up, or close them if you want.
2. New Virtual Account lets you create a deposit account with a smart contract that allows you to spend native and ERC-20 tokens. These accounts need to be manually topped up
3. Connect Wallet lets you connect an EOA. It supports ERC-20 tokens and each token must be connected separately!
4. Subscriptions page will list all your subscriptions in a table
5. You can see your inactive accounts in the next menu with your past subscriptions. You are able to browse the Subscriptions created with them but all is disabled permanently.
### Active Accounts
You can see here a freshly created account with a new subscription payment ready to be processed!
If you click on the card you can navigate to the accounts page
This is a virtual account, you can top it up with more balance or withdraw and close the account!
### New Virtual Account
You can create a new virtual account after navigating to the page
### Creating a Connected Wallet has a similar interface
### The difference between Virtual Accounts and Connected Wallets
| Supports | Virtual Account | Connected Wallet |
| ------------------------ | ------------------ | -------------------------------------------------- |
| Requires Deposit | Yes, holds balance | No, doesn't hold balance |
| ERC-20 Approve spend | On Deposit | To control spendable balance |
| Supports Native tokens | Yes | No |
| ERC-20 Tokens | Yes | Yes |
| Payment from Cold Wallet | No | Yes, Supports metamask, ledger, paper wallet etc.. |
| Has a spending limit | Yes | Yes |
| | | |
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